Dua Seeking Forgiveness

اللهم اني اعوذ بك من الهم والحزن, واعوذ بك من العجز والكسل, واعوذ بك من الجبن والبخل, واعوذ بك من غلبة الدَّين وقهر الرجال
'Allahumma innee A'oothu bika minal hammi wal hazan, wa a'outhu bika minal ajzi wal kasal, wa a'outhu bika minal jubni wal bukhl, wa a'outhu bika min ghalabatid deyni wa gahrir rijal.'
(O Allah, I seek refuge in Thee from care and grief. I seek refuge in Thee from incapacity and slackness. I seek refuge in Thee from cowardice and niggardliness. And I seek refugee in Thee from being overcome by debt and being put in subjection by men.)
Abu Umamah said, 'When I did that, Allah removed my care and settled my debt.'